When we as sadhakas face sufferings, are they due to our past karma or due to Krishna’s arrangement especially when bhakti is said to remove all karmic reactions?

Disclaimer: This transcript was generated using AI and may contain occasional errors or inaccuracies.

You say in one of your  Gita-daily articles: “Gita wisdom informs that whatever happens to us is a result of our past karma. How and when it happens to us is Krishna’s arrangement to facilitate our spiritual evolution.” In the 6th canto there is a verse that chanting the holy name jokingly, maliciously, etc..still destroys all sins (ashesha agha haram). If all sins are destroyed with one name, then why does a devotee face karmic reactions? In the pastime of Chitraketumaharaj, some Prabhupada purports say that karma is burned up for a devotee and Krsna puts him in difficulty just to increase his need for Krsna. I would like to know if this is true for pure devotees only or for all?